### ProblemIn our rapidly evolving monetary system and capitalistic ecosystem, there are apparent gaps in funding, technology, and expertise that prevent ventures and projects from being efficient and scaling. This is why Gusher exists and other congruent platforms. Banks do serve a needed gap but all too familiar we know that the traditional banking system has failed the economy several times and needed to be bailed out. The alternative lending and capital industry has been instrumental in stepping in to fill these voids delivering timely solutions when other funding vehicles proved inadequate. Private Capital & UHNWI's have started raising their hands and organizing as Family Offices, and the private sector in general has pushed towards better processes, transparency and accountability.Although there are still large gaps preventing firms from deploying capital and entrepreneurs, investors, and developers from receiving capital. Alternative capital in some cases has even become like the oppressors seeking at one point in time to make big changes and solve unique problems but has defaulted to the more simple traditional path of funding those that are already "bankable." This gap is even more apparent in urban, diverse and disadvantages communities. Although, the research and data shows that these needed classes are actually responsible for the majority of the GDP by far, and the advancement of our civilization. In fact, According to the SBA, 99 percent of jobs are created by small business firms classified with 500 employees or less.The Affordable Housing gap and urban disparities are growing locally, nationally and Internationally. Communities are experiencing crime and blight from under developed initiatives. Financial Literacy and education around this subject matter is still an under serviced topic within urban and youth communities. Economists call our current system a fragile economy.Until we address these main concerns we cannot truly advance towards optimal outputs and creating the ideal economy of the future.### SolutionCommunity Backers, Inc is a private alternative lender and ecosystem capital solution that addresses this problem at its roots, creating more creative capital instruments and technology fin-tech solutions that bridge the gaps in capital, harmonizing capital providers with those seeking capital. In other words when other sources say no we say yes. Our model is, "No one works harder to get your deals approved."### MarketNational, International & Urban Consumer Debt is at all highs $30T, $300T and $3T estimated respectively. Online P2P Crowd and Lending platforms are expected to reach $1T within the next couple of years. Secret giants within the banking and private capital space raise to Trillions in AUM uncontested. There is plenty of room for any amount of capital interments we create that actually work and solve the problems and service the demographics they set out to address.Job Description: Lead AI Engineer Equity Allocation: 0.02% Reporting To: Chief Technology Officer (CTO) Cultural Mantra: "Code with consciencebuild AI that scales access, not inequality." Mission Lead the ethical development of cutting-edge AI systems at Community Backers, Inc., driving our $1B+ valuation by deploying machine learning models that democratize capital access, eliminate bias, and deliver top-tier returns. Architect scalable, transparent AI solutions that empower underserved borrowers while maintaining ironclad compliance and innovation. Core Responsibilities Ethical AI Development Design, train, and deploy machine learning models for loan underwriting, fraud detection, and risk prediction, reducing approval times by 50% while achieving 95%+ model accuracy. Eliminate algorithmic bias by auditing and refining models monthly, ensuring marginalized groups (e.g., women, BIPOC) see 40%+ improvement in approval rates. Scalable Infrastructure Build real-time AI decision engines integrated with blockchain for transparent, immutable loan tracking and compliance (target: 99.99% uptime). Optimize energy efficiency using quantum-inspired computing, slashing AI carbon footprint by 30% by 2025. Cross-Functional Leadership Partner with Compliance and Underwriting teams to embed regulatory standards (SEC, GDPR) into AI workflows, achieving 100% audit pass rates. Mentor 5+ junior engineers in ethical AI practices, fostering a culture of "ethics-by-design" across the tech team. Innovation Advocacy Open-source 20% of codebase to empower nonprofits and fintechs in underserved markets (e.g., microloan chatbots for rural entrepreneurs). Lead quarterly "AI for Good" hackathons to solve systemic financial inclusion challenges. Cultural Contribution Equity Engineer: Audit algorithms for fairness, ensuring marginalized borrowers arent penalized by "neutral" code. Tech Translator: Simplify AI complexity for non-technical teams through workshops and storytelling (e.g., "How AI Approves Dreams"). Disruptor: Celebrate "AI Wins" like approving a refugee-led startup rejected by traditional lenders. Performance Bonus: 15%: Model accuracy and bias reduction. 10%: Carbon footprint and open-source contributions. 5%: Team upskilling metrics. Legacy Lab: Name and lead an open-source project (e.g., "The Rosa Parks Fairness Algorithm"). Cultural Rituals Youll Own Monthly "Bias Busting Hours": Teams audit algorithms over nitro coffee and jazz playlists. Quarterly "AI Transparency Showcases": Borrowers and investors review live model decisions. Annual "Future of AI Summit": Host global experts to redefine ethical fintech. Who Were Seeking AI Visionary: 7+ years in ML/AI roles (fintech, healthcare, or social impact) with expertise in NLP, reinforcement learning, and blockchain. Ethical: Built systems that prioritize fairness over profit (e.g., bias-detection tools for loan approvals). Culture: maybe youve protested unethical AI, taught coding in refugee camps, or open-sourced tools for financial inclusion. More About Legacy Algorithms: Your code will fund homes, education, and generational wealth for millions. Autonomy + Scale: Lead with founder-level creativity and unicorn-level resources. Ethical Blueprint: Prove AI can revolutionize finance without compromising humanity. Develop predictive algorithms for loan performance and borrower behavior. Partner with underwriters to validate model outputs. Impact Metrics Loan Volume: Power $500M+ in loans to underserved markets by 2026. Bias Reduction: Cut approval disparities for marginalized groups by 50% in 18 months. Carbon Neutrality: Achieve net-zero AI operations by Q3 2025GoalsThe following goals must be reached to get awarded with **0.02%** equity of **Community Backers, Inc** when launched.Skills:* Education* Design* Finance* Lead* Leadership* Technology* CTO* Chief Technology Officer* User Research | Wireframing | Journey mapping | Information Architecture | Sketching and Storyboarding | Prototyping | Usability testing | Mobile Interface Design | Interface Design |* | Figma | Adobe | Photoshop | Illustrator | WordPress | Framer | HTML | CSS | Python | Java | MATLAB | Rapid prototyping | AutoCAD | Inventor | Fusion 360 | Solid Works | 3-D printing |- 0.02% equity for this role- 13 days left to fill this role
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